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Insights

What Credit Card Surcharging Means (in Plain English)

Credit card surcharging.

What is it? How does it work? Should you use it?

For those who are just discovering the world of credit card surcharging, rest assured that you’re not alone.

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What The Emergence of Transparent Credit Card Surcharging Means for Merchants

Running a business is challenging enough. If you’re operating with a lean budget, you likely can’t afford to worry about rules concerning credit card transactions and fees. You also need to save money without fear of triggering a regulatory tripwire.

Credit card companies like Mastercard and Visa charge you, the merchant, every time a customer uses their card. In the U.S., each state has laws that govern what small businesses can and cannot do regarding credit card processing fees.

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Automated Surcharging Compliance: The Answer to Complex Credit Card Processing Regulations

In a world where swipe fees (otherwise called interchange fees) are on the rise, it’s more important than ever for merchants to take advantage of surcharging to offset these costs. However, it’s important that you ensure total compliance when implementing surcharging. Failure to comply with surcharging rules can lead to significant financial penalties from credit card brands.

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