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Terms and Conditions

CardX solutions (the "Services") are proprietary payment solutions created by CardX, LLC ("CardX"). Use of the Services is subject to these legally binding Terms and Conditions ("Terms") and constitutes your agreement to be bound by and to act in accordance with these Terms. "Use of the Services" means using the Service to submit a payment. For the purposes of the Terms, "Technology Provider" shall include both CardX and all of its affiliates.

Any "Service Fee" charged to you when you use the Services is non-refundable. A "Service Fee" is processed as a separate transaction from the primary transaction amount.

TECHNOLOGY PROVIDER'S DISCLAIMER OF LIABILITY:
THIS SERVICE IS PROVIDED "AS IS," AND TECHNOLOGY PROVIDER DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE. NO ADVICE OR INFORMATION (ORAL OR WRITTEN) OBTAINED BY YOU FROM TECHNOLOGY PROVIDER SHALL CREATE ANY WARRANTY. IN NO EVENT SHALL TECHNOLOGY PROVIDER BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS SERVICE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. PLEASE CHECK YOUR LOCAL LAWS.

CardX acknowledges the importance to its business of the content, accuracy, completeness, performance, and timeliness of the Services. However, Technology Provider disclaims any responsibility for errors or omissions in the content, accuracy, completeness, performance, or timeliness of the Services, nor does Technology Provider guarantee the content, accuracy, completeness, performance, or timeliness of the Services. Similarly, information provided by the Services, or the Terms is subject to change at any time by CardX without prior notice. The continued use of the Services constitutes your agreement to any changes.

In addition, the failure on the part of Technology Provider to enforce any part of these Terms shall not constitute a waiver of any of Technology Provider's rights hereunder for past or future actions.

If any term or other provision of the Terms is determined to be invalid, illegal, or unenforceable, all other conditions and provisions of the Terms shall nevertheless remain in full force and effect.

Any dispute arising out of or related to the content or use of the Service or the Terms shall be governed by the substantive laws of the United States and the State of Ohio, and the jurisdiction and venue of any such action shall be vested solely in the federal and state courts of Franklin County, Ohio. You accept the jurisdiction of the State of Ohio over your person.

Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their “Personally Identifiable Information” (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information.

What personal information do we collect from the people that visit our site or use our applications or Services?

When ordering, paying, or registering on our site, as appropriate, you may be asked to enter your name, email address or other details to help you with your experience.

When do we collect information?

We collect information from you when you place an order, fill out a form, or enter information on our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, navigate the website, or use certain other features to process your transactions.

How do we protect your information?

Our website is scanned on a regular basis for known vulnerabilities in order to make your visit to our site as safe as possible. We use regular malware scanning. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/payment information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information. All transactions are processed through a gateway provider and are not stored or processed on our servers.

Do we use “cookies”?

We do not use cookies for tracking purposes.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You can do this through your browser settings. Since each browser’s functionality varies, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, some features will be disabled, which may make your site experience less efficient. However, you will still be able to process payments.

Third-party disclosure

We do not sell or trade your Personally Identifiable Information.

Third-party links

We do not include or offer third-party products or services on our website or within our Services.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online. We do not specifically market to children under the age of 13 years old.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. We collect your email address in order to process payments and to send transactional information and updates pertaining to payments.

You acknowledge and agree that these Terms constitute the entire agreement between you and Technology Provider with respect to the use of the Service.

Additionally, the Lightbox page is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

BY SUBMITTING YOUR PAYMENT, YOU SIGNIFY YOUR UNDERSTANDING AND AGREEMENT TO COMPLY WITH THESE TERMS AND CONDITIONS.